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9th April 2015
By Uwe Schafer
Guest Writer for Wake Up World
What happens when a former finance broker realizes that banks don’t loan money, they create it out of thin air?
Imagine if you were a finance professional who sells loans for a living, and one day suddenly found out that banks do not actually lend anything when they claim to issue a ‘loan’?
In early 2011, whilst working as a Finance Broker in Perth, Western Australia, I was pointed towards this very information for the first time by a good friend. I instantly sought substantiation through in-depth research and investigation, and much to my dislike, it wasn’t very difficult to confirm these initial, incredible sounding claims. Banks create ‘money’ from thin air and loan it to you, at interest. This is the lie upon which the entire world of banking and finance is founded.
Based on these early findings, I left my job within a couple of days. For good.
Think about it…
You earn your income in a role that you love, where you get to meet tons of interesting people all the time, and in particular you get to assist families, businesses and individuals achieve their dreams of home-ownership, business expansion and lifestyle improvement. Then, as a banker, the carpet gets pulled out from under your feet when you discover that you have inadvertently been made an accessory to one of the biggest deceptions going on right in our midst — the very mechanism that keeps humanity (yes, that’s you too) in perpetual debt-bondage.
After an initial period of going through some “grieving”, which had me move through stages like self-pity and even anger, it became clearer that this journey down the rabbit-hole had only just begun, and that it would be best approached with an open mind and especially an open heart, in order to maintain sanity and peace in the house.
I therefore chose going about this in a rational manner.
Firstly, as part of this personal process of growing awareness, I became a ferocious reader and consumer of countless videos on topics like government corruption, banking fraud and many more. It started to appear, that the information landscape is studded with as many pieces of information of a “conspiracy” nature as it is with pieces of disinformation and lastly of course elements of truth. Of course, it is not a simple process to identify which is which.
I needed to put this to rest once and for all for my own sanity. The most logical thing to do appeared to be directly “putting to the test” the various financial service providers I had engaged in my personal life. That way, I could quickly get away from mere hearsay and opinions and actually determine what the real facts were. Surely, in a transparent and honest business transaction, it shouldn’t be difficult for either party to come up with certain information to put the other side’s mind at ease after concerns had developed pertaining to their mutual contract. Naively, that’s what I expected – at least initially.
After the first event of stone-walled silence and outright refusal by our bankers all around, I stopped all payments to finance providers, apart from our family’s home loan. I intended to test the validity of these debts, and by written notices, I continued to request in-depth information and substantiation that the other party to the agreements had a real case to enable them to claim monthly “re-payments” from me.
It didn’t take very long to find out that I had hit the nail on the head.
At least I had one element of grace in all this; the fact that my wife Barbara also “switched on” at the same time making this journey very philosophical for us.
Over the course of two years, we dealt with dozens of debt collectors, after the banks quickly on-sold these non-performing accounts to get them off their books. Of course, the debt collectors now were even less able to answer any questions of substance, and each time, quickly handballed the matter to the next one via “debt-brokers”. Some accounts have been in the hands of over 6 companies trying to collect from us. Still NO answers. And of course, no collection.
From direct experience, we discovered that their creativity in this disgraceful profiteering had no end, and that virtually all levels of operators in the world of finance are deeply complicit.
Some of you may ask: “But you got the money and the benefit, didn’t you?” This is an important question which I will deal with in a subsequent article, due to be published very shortly. As it turned out, this question has become the most important question in our awakening to the reality of finance and banking – a mechanism of control – and is equally used by the courts to throw out defences. Albeit not a question of law, it is pivotal.
For some, the penny drops quickly, for others a bit later. Stay with me, as I set the scene for what happened next…
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