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U.S. Antitrust Examination – The Effect Of The Farm Credit System
Sunday, January 3, 2016 6:50
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from the Kansas Fed
– this post authored by Charles S. Morris, James Wilkinson, and Eric Hogue
The goal of U.S. antitrust laws is to protect consumers and businesses from anticompetitive behavior. One area of antitrust law prohibits business mergers that substantially lessen competition or create a monopoly. In banking, insufficient competition can be harmful for consumers and businesses. For example, if a merger of two competing banks results in a combined bank with a substantial market share, bank customers may pay higher interest rates on loans, receive lower interest rates on deposits, or have less access to credit.
Source: http://econintersect.com/pages/contributors/contributor.php?post=201601030658
