Here in Oklahoma what you have been predicting for some time is here already, with exception to the full brunt of the collapse. The grocery still has food, the system is still operating, but we are all essentially indigent. For example, I am now out of dishwashing liquid and running low on laundry detergent; they are right there within walking distance and cost less than six dollars for both, but I cannot purchase them. But we will find a way... I am bilingual and educated and skilled in more than one trade, but while visiting Walmart last month my children and I sat on the bench in the entry waiting for my husband and someone handed each of my children one dollar out of pity. I was devastated. We have everything we need. We're financially poor with no need for vanity. We are educated and self-sufficient and can make most everything we need, but until the majority of the population comes down to our level this ability holds no real value. All it means is that we are already running low on supplies but have no cash to reacquire them, while others still have some cash left. And this makes feel lonely.