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Two Letters Re: Prepping with Fangs: Dogs for a Survivalist
James:
As a reformed “slip and fall” attorney, I would like to point out some issues related to dog ownership. I have defended homeowners and sued homeowners relating to dog bites.The article about the decision to pick a certain breed, Doberman Pincher, was well written and informative but I would like to add some additional points, too often overlooked, about dog ownership. For sure, I would check with my homeowner’s insurance carrier to see if you have coverage for a dog bite, and secondly, if there are specific breed coverage exemptions. Often you will be unable to insure the risk of ownership for breeds such as Pit bulls, Rottweilers, German Shepherds, Dobermans, etc. For me ownership of a breed that cannot be inured is a deal breaker. One quick way to jeopardize your retreat and possessions is to have a dog bite victim sue you, even if the “victim” was an uninvited “guest” or even an invited visitor for that matter. A small yapping dog will alert you just as well as a Pit bull. A couple/few midsize mutts (insurers will consider Pit bull mixes the same as a full blooded Pit bull) would work well. You can’t earn a living breeding mutts but there some perfectly good breed choices that can be insured. Aside from the monetary levels of liability insurance coverage, the best feature of a policy is the contractual right to have the insurer hire an attorney/law firm to defend you. This all relates to basic asset protection and if you are considering buying/breeding a dog consider the ramifications of a dog bite. Also, before you move, check out the homestead protection level of the state you may move to.
The American Redoubt states vary in degree of asset protection via homestead exemptions. I won’t be moving there, but Texas is real good in this regard. Idaho $100,000, Montana $250,000, Washington $125,000, Oregon $40,000 and Wyoming $20,000 (I’m not moving to Wyoming). There is a whole lot more to this. I have been on both sides, plaintiff/defendant, and have seen people lose most of their assets. This is one of the most overlooked areas of “survival.” If you want a pack of Dogo Argentinos, a great defense/offense, make sure you are not going to lose the shirt off your back. Thanks and God Bless. – Attorney John M.
Jim:
I believe Dale has hit on some great points for taking care of the dogs. But the type or breed is something I need to address, there is another breed of dog to consider, it was breed in China for one and only one purpose to be a temple guard dog of both the building and the Monks who were non-violent believers. The Chow has a undeserved reputation of being a mean and aggressive animal, as a SPCA volunteer and a part time breeder of chows, its a false conclusion. The chows in this country have been bred to eliminate those type of characteristics and temperament. Having said that, a chow has a very high pack mentality as it relates to its family pack (human &
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